Estate agents in Atalaya https://marbellahomes.com Wed, 18 Oct 2017 09:31:52 +0000 en-GB hourly 1 https://wordpress.org/?v=4.8.2 Mortgages in Spain – Your frequently asked questions answered https://marbellahomes.com/mortgages-spain-frequently-asked-questions-answered/ Fri, 13 Oct 2017 09:14:00 +0000 https://marbellahomes.com/?p=221613 Spanish Mortgages As you likely already know, Spanish mortgages tend to be different than acquiring a mortgage in the UK. There are some major differences associated with a Spanish mortgage. One big difference is that Spain has a Notary system. Therefore, everything regarding mortgages and buying property in Marbella must be signed for at the […]

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Spanish Mortgages

As you likely already know, Spanish mortgages tend to be different than acquiring a mortgage in the UK. There are some major differences associated with a Spanish mortgage. One big difference is that Spain has a Notary system. Therefore, everything regarding mortgages and buying property in Marbella must be signed for at the Notary

Other differences include the interest rates paid and the costs involved. You will also find that mortgage rates are less in mainland Europe, but Spanish mortgages do have a larger entry level cost. This falls between 3.5% to 4% of the amount borrowed. Buying property in Marbella for example, the banks have two types of people they will lend to:

  1. Nonresidents, being people who don’t reside full time and don’t pay taxes in Spain.
  2. Residents, people who live here full time and pay taxes.

At Marbella Homes we work closely with the agents at Mortgage Direct, one of Spain’s leading Mortgage brokers. At Mortgage Direct, the agents take the time to explain the whole process of applying for a mortgage on the Costa del Sol. We’ve put together some of your frequently asked questions about acquiring a mortgage in Spain.

Spanish Mortgages

#1 – How long does the mortgage application process take?

Each bank is different in Spain and in some cases will even depend on the time of year. Based on experience, we’ve seen the whole process take up to 8 weeks to complete.

#2 – How much can I borrow?

Mortgage lenders will look at your ability to pay and usually allow between 30 and 40% of your net monthly income after taxes. Spanish lenders also look at your worldwide debt, which includes other loans you may have, other mortgages, and credit cards. These types of debts are taken into account during the calculation process including any rental payments, alimony payments if any, child support and private school fees.

#3 – How do I repay the Spanish mortgage?

When it comes to a Spanish mortgage, in nearly all cases the mortgage will be a repayment mortgage. This means the monthly repayment is made up of both capital and interest. The mortgage will be paid off in full at the end of the term. Depending on the lender, you may be given the option to pay interest-only during the first one or two years of a construction mortgage, but not for the purchase of an existing property.

#4 – What is the maximum amount I can borrow?

Spanish banks base their mortgage lending on the lower of the valuation or purchase price of the property. Non-residents, those who do not pay Spanish income taxes can borrow 70% of the lower figure. If you can show that you have been paying Spanish income tax, the maximum is 80% of the lower amount. Please keep in mind that these are the maximum amounts, but not every applicant will qualify for these.

#5 – Should I have a lawyer during the buying process?

It is always strongly recommended that you appoint a lawyer to ensure all the necessary checks are carried out on the property. A lawyer is there to protect your interests should anything go wrong during the buying process. We recommend you hire a fully qualified lawyer who is registered with the College of Lawyers (Colegio de Abogados).

#6 – What interest rate will I get on the Spanish mortgage?

The interest rate will be variable and based on the annual Euribor, with an additional percentage (a margin) added to this. For example, if the Euribor is 0.2% and the lender offers Euribor + 1.6%, your rate will be 1.8%. During the variable rate period, your repayments would normally be reviewed annually and increased or decreased depending on the 12 monthly Euribor rate at the time.

The good news about Spanish mortgages

According to the “Instituto nacional de Estadisticas”, the Mortgage statistics of Spain for the month of June, the number of home mortgages registered increased by 16.5% vs last year to 29,516. Each region in Spain including Marbella and the whole of the Costa del Sol have benefited from very strong growth rates, up to 60% for the number of newly issued mortgages. Now is the time to buy property  in Marbella.

If you have any questions about Spanish mortgages, please contact Mortgage Direct for a no obligation consultation. If you want more information about the buying process in Spain or to know more about properties for sale Costa del Sol, get in touch with us today – contact Marbella Homes.

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Estepona Property – The New Marbella? https://marbellahomes.com/estepona-property-the-new-marbella/ Wed, 20 Sep 2017 11:50:56 +0000 https://marbellahomes.com/?p=221345 The coastal town of Estepona becomes more and more popular each year. This past summer, Estepona broke tourists’ records with a recorded 13% more tourists compared to last year. Hotel occupancy in Estepona in 2016 showed a total of 214,717 overnight stays. This past July that number skyrocketed by 562 points standing at 87.25%. Estepona […]

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The coastal town of Estepona becomes more and more popular each year. This past summer, Estepona broke tourists’ records with a recorded 13% more tourists compared to last year. Hotel occupancy in Estepona in 2016 showed a total of 214,717 overnight stays. This past July that number skyrocketed by 562 points standing at 87.25%.

Estepona Property for sale

Estepona – Why the spike in popularity?

It almost seems for a time that Estepona stayed hidden amongst the other hot spots across the Costa del Sol. As one prime example, when most think of the Costa del Sol, what comes to mind is the city of Marbella. With all its glamour and glitz, Marbella tends to get most of the attention. However, this seems to be changing, and many more tourists as well as property buyers are taking a second look at Estepona property.

Estepona is in a state of growth and in this blog we go over many of the towns highlights and what you can expect in the very near future. Many new property developments are being built in the area as the investment and commitment to the growth of Estepona is evident.  There are new properties to suit all tastes with one particular exclusive and luxury development that will likely stand apart from the rest.

The new property development in Estepona will be like no other development on the Costa del Sol, being built on one of the last beachfront plots of land. Completely modern, luxurious and much smaller and more exclusive than your average community. This new property development in Estepona will have open views of the sea and every luxury that you imagine. Yet to be released, the new development in Estepona is under tight wraps. However, Marbella Homes do have more information, so if you want to find out more, please contact us directly.

More about Estepona – The perfect place to buy property

Estepona is a seaside town that has numerous beach side cafes and restaurants. Best of all, the price tag for most of these cafes are cheap. Estepona provides tourists and residents alike, with diversity and of course all the Spanish history and culture you’d come to expect from Andalucia. Estepona maintains its Andalucian charm even though it’s only a few kilometers from the glam and glitz of Marbella and Puerto Banus. The coastal cities charm is finally catching fire, with more people taking advantage of its ancient allure. More so, Estepona property investors are taking interest thanks in part to the many wonderful improvements set to be made and some of new developments Estepona is now offering.

More reasons to love Estepona

In a few short years, Estepona has evolved for the better. New infrastructure is in the works along with many new restaurants, tapa bars, beach clubs and new luxury property developments. A new hospital is also being built, which will be state of the art. The new hospital will service the residents who, as of today, have to travel almost 40km to Marbella to visit a doctor. This new hospital will also provide top notch medical service to tourists visiting the city.

The town hall is also investing in infrastructure along the surrounding areas that include new Estepona property developments, which will provide a great opportunity for interested property buyers on the Costa del Sol and abroad. Estepona even provides a luxury lifestyle and has the largest number of 5-star hotels. In Estepona you will find plenty of spas to choose from and 8 golf courses as well. Recent renovations in Estepona to improve upon its already alluring charm include the hanging gardens – the hanging gardens in Estepona is where you can walk through the narrow streets, full of white houses adorned with multicolored flower pots. You will see over 8000 different species of orchid all throughout the town.

More improvements are underway as well, with the Costal Path nearing completion in Estepona. It’s certainly been a long time coming, but finally Estepona’s contribution to the coastal path with be complete this year in 2017.

The Estepona Bullring

Bullfighting is unfortunately a huge part of Spanish culture, but many people today including the Spanish are debating about the cruel sports usefulness. Estepona’s bullring used to host around 12 bullfights per year, however, today the ring hosts one bullfight and only during the feria. During the rest of the year, the bullring is put to better use. Besides the Feria events held in July the bullring hosts all kinds of musical concerts, attracting big names and local talents.

The Museum of Estepona

Housed in the bullring you will find the Bullfighting Museum. This museum is named after Antonio Ordonez, one of the great Malaga born bullfighters who provided the financial backing for Estepona’s Bullring. On display are several photographs from historic moments in bullfighting history.

Estepona Art & Culture

Estepona provides the perfect location for a vacation and you can expect the usual blue flag beaches, small luxury boutiques, pubs and clubs, and an exciting night life. But we can’t forget art and culture as well. Estepona hosts several artistic exhibitions at the Casa de la Cutura in the Plaza de los Flores, right in the town centre. If it’s culture you’re after, Estepona has a very long and fascinating history, and there are several archaeological sites you can visit within the entire municipality.

Estepona Property

In Estepona the cobbled narrow streets, the fishing port, the Spanish cafes and bars, all represent that old Andalucian charm. With so much on the horizon for Estepona, now is the perfect time to consider buying a property or second holiday home in Estepona.

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A Twist of Fate? Property Investors find Safety in Spain’s Property Market https://marbellahomes.com/twist-fate-property-investors-find-safety-spains-property-market/ Mon, 21 Aug 2017 09:08:34 +0000 https://marbellahomes.com/?p=221196 As it stands today, the property recovery in Spain continues with a total of 51,477 Spanish homes being sold during the month of June. This comes from the latest data being released by the Spanish notaries. Comparing the property market data, property sales in June 2017 rose by 17.4%. Comparing this with the same month […]

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As it stands today, the property recovery in Spain continues with a total of 51,477 Spanish homes being sold during the month of June. This comes from the latest data being released by the Spanish notaries. Comparing the property market data, property sales in June 2017 rose by 17.4%. Comparing this with the same month last year, we are witnessing the highest increase since the Spanish notary began keeping records almost ten years ago.

As the case usually goes, property prices have also slightly risen because of the increase in property sales. The Spanish Notary is reporting a 1.4% increase over the past year, which takes the average property price (per square meter) to €1,358.

The increase in property sales in Marbella, for example, is happening because of the rise in the number of new mortgage approvals. In June, 2017 the number of residential mortgages granted was 19.2% higher than the same time last year (2016).

These figures show us that 45% of all residential property purchases in June were financed by a mortgage. Another interesting turn of events is the rise in the number of new-build property – this particular corner grew by 10.8% in June. The reason for this increase was thanks to developers having a renewed and very confident interest in the Spanish market, particularly with new developments on the Costa del Sol.

Confidence Grows in Spain

Driving demand for property investments on the Costa del Sol or buying property in Marbella is the economic recovery. Spain’s gross domestic product increased 3.2% in the first quarter, the same pace for the past two years and even better than the 1.8% Eurozone average. Spanish property investors are returning in full force because of sheer confidence in full recovery.

Spain’s recovery is one of the fastest growing in Europe and those looking to buy Costa del Sol property are willing to look at a wider range of assets. This includes Marbella villas, new Estepona developments and more.

Overall, commercial-property investment across Europe has dipped in the past year, hampered by a lack of supply and political uncertainty. But while property for sale in Spain is also limited, it remains a relatively cheap option on the Continent.

Even though yields are at record lows, property values in Spain haven’t yet returned to their precrisis peaks. That is because the price of real estate on the Costa del Sol includes how much a landlord earns from rent payments. And in Spain, rents are still low.

Marbella Property by Far the Most Popular

marbella-property-for-sale

Marbella property still leads the way when it comes to property investments. However, catching up fast is property for sale in Estepona and even more popular is the new developments popping up across the Costa del Sol. The new-build-sector is really sprung back into action. British buyers still lead the way when it comes to second holiday homes or retirement flats.

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Buying property in Marbella – Why you should move to Marbella https://marbellahomes.com/buying-property-marbella-move-marbella/ Mon, 31 Jul 2017 07:57:48 +0000 https://marbellahomes.com/?p=221181 The Costa del Sol is Europe’s number one tourist destination and as of late we’ve got the numbers to prove it. As it stands today, Malaga province has seen a major surge in tourism for almost 5 years in a row. The reasons to visit the Costa del Sol or Marbella for your next vacation […]

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The Costa del Sol is Europe’s number one tourist destination and as of late we’ve got the numbers to prove it. As it stands today, Malaga province has seen a major surge in tourism for almost 5 years in a row. The reasons to visit the Costa del Sol or Marbella for your next vacation are many but definitely worth mentioning is the perpetual sunshine and miles of white sandy beaches you’ll find here on the Costa del Sol. When it comes to buying property in Marbella or anywhere else on the Costa del Sol and deciding to retire here or even relocate the reasons are too good to ignore.

Moving to Marbella

Stating the obvious, some of the biggest reasons people move to the Costa del Sol are the long sunny days, fabulous beaches, plenty of golf course and a culture that must be experienced firsthand. Best of all, living by the blue Mediterranean ensures a healthy lifestyle both physically and spiritually. The lifestyle that Marbella affords you, cannot be matched anywhere else in the world.

You will quickly find out why people choose Marbella and the Costa del Sol and how moving here can dramatically change your life in a positive way. Here are our top reasons why buying a property in Marbella and relocating is the right choice.

#1 – Sound property investment

When it comes to investing in property on the Costa del Sol, you get more property for your money. For the first time in years, banks are competing in the mortgage market and offering some of the best deals we’ve seen in over a decade.

Many of the regions around the Costa del Sol like the New Golden Mile, Atalya and Hacienda del Sol are more affordable than many UK regions. If Marbella property is what you fancy, then your budget will have to be a bit more because this area has higher value. You can check out some of our hot properties for more details and a list of the best possible deals.

#2 – The cost of living in Marbella

On the Costa del Sol no matter where you might live, the cost of living is very low. As prime example, the monthly bills like electric, rubbish collection, public transport and food are much cheaper. You will quickly find that it is also much cheaper to dine out in Marbella, which includes a three course meal and some lovely wine. Best of all, going out for a nigh on the town that includes drinks is a lot cheaper with bigger measures. You just don’t find this back home!

#3 – Great for all the family

The Costa del Sol is the perfect choice for the entire family. No matter your age here, families can depend on many facilities that help with cultural integration and of course just having some good old fashioned fun. When it comes to your children and their education, the quality of schools from state run schools to international private schools are some of the best in all of Europe.

There is also plenty to do when it comes to leisure activities including numerous sports, fun theme parks, water parks and safari parks. Spain is a safe place to raise a family and you can see first-hand how the family is so ingrained into the Spanish culture. For example, it is not unusual or frowned upon to see the bars and cafes filled with families until the early hours of morning enjoying themselves.

#4 – The quality of life

The Mediterranean cuisine is one of the healthiest diets in the world and is rich in fish, fresh fruit and vegetables, salads, pulses and olive oil. There are many sporting activities to choose from; a walk along the beach or a hike in the mountains or around the lakes on one of the various trails available and with the 320 days of sunshine the region has each year, living on the Costa del Sol can be very beneficial to your health.

#5 – Safe property investment opportunities

The Costa del Sol and Malaga offer great property prices, with potential rental incomes, top transport links, quality sports facilities especially for golf and water sports, amazing beaches and a diverse coastline.

Live the Dream and Buy Property in Marbella

Besides the quality of life, beautiful beaches, culture and cuisine, you can explore the region of Andalucia and discover for yourself the quality of life that is possible. The location is perfect to buy a property, there are two international airports both with easy travelling distance. There are great road links between the Costa del Sol beach resorts, towns and villages and the major cities of the region, Cordoba, Seville and Granada.

Along with the beautiful beaches, natural parks, mountains for hiking and skiing and with more than 50 golf courses and a host of attractions historical, cultural and modern it is easy to see why the Costa del Sol and Marbella is the number one place in Spain for expats and property investors from all over Europe.

 

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Marbella Homes & ‘A Place in the Sun’: Watch as we help property buyers find their dream home on the latest episode of A Place in the Sun https://marbellahomes.com/marbella-homes-place-sun-watch-help-property-buyers-find-dream-home-latest-episode-place-sun/ Mon, 31 Jul 2017 07:44:44 +0000 https://marbellahomes.com/?p=221176 Marbella Homes helps couple find their dream home on latest episode of A Place in the Sun Recently Marbella Homes had the good fortune to be involved in an episode of A Place in the Sun. We helped a couple featured on the popular progamme find their dream property on the Costa del Sol. You […]

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Marbella Homes helps couple find their dream home on latest episode of A Place in the Sun

Recently Marbella Homes had the good fortune to be involved in an episode of A Place in the Sun. We helped a couple featured on the popular progamme find their dream property on the Costa del Sol. You can check out the episode by following the link below.

A Place in the Sun – Latest Episode

Are you thinking about buying property on the Costa del Sol?

If you are thinking about buying property on the Costa del Sol, then now is the perfect time. The current property market in Marbella and throughout the whole of the Costa del Sol is looking better than it has for a number of years. Property prices have begun to bottom out and are now starting to see a slight rise. As it stands today, Costa del Sol property prices are up to 40% less than its peak in 2007.

Buying property on the Costa del Sol now during the current economic and market rise will help you achieve the ultimate dream of living or holidaying in perpetual sunshine. As you can well imagine, there are several reasons why buying property on the Costa del Sol is ideal from an investment perspective. One big reason is to take full advantage of the rental income you can make here. Malaga province has seen a major surplus in tourism, year on year for the past 5 years.

Most of the property being bought on the Costa del Sol comes from foreign buyers which includes the UK. Despite Brexit fears, this hasn’t stopped property buyers from purchasing a home or holiday rental on the Costa del Sol. In fact, property sales to foreign buyers is up by 20%.

Many who choose to holiday on the Costa del Sol will opt for self-catering accommodations instead of a hotel. Mainly because most travel with families now and self-catering on the Costa del Sol is more affordable.

Check out our properties for sale on the Costa del Sol and if you have any questions please feel free to get in touch.

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Buy a holiday home with a rental potential! https://marbellahomes.com/buy-marbella-property-rental-potential/ Tue, 25 Jul 2017 10:55:30 +0000 https://marbellahomes.com/?p=220985 Buying a holiday home in Spain is a big step; it is important to not only find the right property for you but also to ensure that there is potential for capital gain and rental return. Marbella Homes are here to ensure you do.

In recent years rental properties have been in massive demand on the Costa del Sol and this year is no different. It would seem all of the countries of Europe are choosing Marbella and the surrounding areas to holiday this summer. And why not? With the perfect climate, a safe environment, easy access and plenty to enjoy, it makes total sense!

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Buying a holiday home in Atalaya

Buying a holiday home investment in Atalaya

Buying a holiday home on the Costa del Sol, Spain is a big step; it is important to not only find the right property on the Costa del Sol for you, but also to ensure that there is potential for capital gain and rental returns. Marbella Homes are here to ensure you do.

In recent years, rental properties on the Costa del Sol have been in massive demand and this year is no different. It would seem most of the countries of Europe are choosing Marbella and the surrounding areas to holiday this summer. And why not? With the perfect climate, a safe environment, easy access and plenty to enjoy, it makes total sense!

Property in Atalaya and property on the New Golden Mile is the perfect location to provide a profitable rental return. There are plenty of amenities and just a short drive to the hustle and bustle of Puerto Banus and Marbella, it is a brilliant area for families. Buying a property in Atalaya for example, will mean that you have a holiday home to enjoy while at the same time providing you with a return on your investment – it´s win, win!

Choosing the best property in Marbella

At Marbella Homes we are dedicated to finding you the right property for sale in Atalaya and the surrounding area. Whether it is a holiday homes or a permanent residence; we can find the ideal property for you.

Rent Out Your Marbella Apartment

Buying a holiday home in Spain is a big step; it is important to not only find the right property for you but also to ensure that there is potential for capital gain and rental return. Marbella Homes are here to ensure you do.

In recent years, rental properties have been in massive demand on the Costa del Sol and this year is no different. It would seem most of the countries of Europe are choosing Marbella and the surrounding areas to holiday this summer. And why not? With the perfect climate, a safe environment, easy access and plenty to enjoy, it makes total sense!

Property in Atalaya and the New Golden Mile is in the perfect location to provide a rental return. There are plenty of amenities and just a short drive to the hustle and bustle of Puerto Banus and Marbella, it is a brilliant area for families. Buying a property in Atalaya will mean that you have a holiday home to enjoy while at the same time providing you with a return on your investment, it´s win, win!

At Marbella Homes we are dedicated to finding you the right property for sale in Atalaya and the surrounding area. Whether it is a holiday homes or a permanent residence; we can find the ideal property for you.

If you own a holiday home on the Costa del Sol, taking advantage of rental income just makes sense. Today, Marbella and the Costa del Sol is one of Europe’s top destinations for tourists and holiday makers. For the past 5 years the tourists landing on our shores has tripled year after year. (LINK)

Why is Marbella Property So Appealing?

For many it’s a shift to a simpler and laid back lifestyle. For others it is the best place to build a property investment portfolio. Regardless of the choice you might make, choosing the Costa del Sol or Marbella has your vacation hot spot or property investment location is indeed the right choice.

The property sector in Marbella is booming and once again construction of new developments is taking place in most of the popular areas throughout the coast (LINK)

In most other places across Europe and beyond, it many situations it can be difficult making any sort of profit from rental income. Or in many situations the red tape associated with owning a rental property can be looming and put up too many road blocks to any sort of success.

In the Marbella area however, owning a holiday villa or holiday apartment can and will provide a level of comfort a family needs and wants. Because of the major surge in tourists visiting the Costa del Sol, just one summer letting your marbella villa or marbella apartment could cover your running costs up to half a year! Basically one summer of letting your Marbella villa can recoup a huge portion of the running costs for almost a full year.

Holiday Makers More Likely to Choose Renting a Marbella Apartment

During the summer season, more families tend to travel abroad or to the Costa del Sol to enjoy a long awaited vacation. Most of these families of 4+ will opt for renting a self-catering apartment or villa for the entire duration of their holidays. Renting a hotel for example is far too costly for a family of 4 or 5. There are of course plenty of hotels on the Costa del Sol and plenty provide an all exclusive deal, but today’s typical UK family would rather save money to enjoy those little extras while on vacation.

If you own a Marbella apartment or Marbella villa, you can earn rental income by either letting your Costa del Sol property short term to holiday makers or long term if you so choose. The reasons to invest in rental property on the Costa del Sol are many, and includes a steady uptick in the property market here on the Costa del Sol. Second home values have always been a good investment opportunity here on the Costa del Sol. Marbella and surrounding areas like Benahavis, Atalya, Estepona, and the Golden Mile remains a prime property market and is leading Andalucia to full market recovery.

The majority of property sales around Marbella are resales homes, which remain more affordable and are in huge demand. Today however, there are also a number of new developments popping up as well across the Costa del Sol. New builds in Marbella for example are currently on the rise and there is more construction going on now then there has been in over a decade.

Economic factors are also playing a big role with the European Central Bank cutting its benchmark interest rate, prompting lenders to lower their mortgage rates. For many foreign investors however, it is the broader sentiment about the recovery in the South of Spain that has lifted investors spirits. Since the beginning of 2016, buyers have shown more confidence in the Spanish economy and have chosen to invest.

Taking full advantage with property on the Costa del Sol

Today buying motivation is no longer driven by lower or discounted prices, but instead by a lifestyle that Marbella alone eludes. Marbella offers an opportunity to purchase affordable properties in stunning locations that will never lose its charm. The reasons and factors are increasing in favour of Marbella property and why a second holiday home could provide huge benefits because of rental income. It’s not only Marbella property either, but other areas like Nueva Andalucia property, and the New Golden Mile.

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When to visit your holiday home in Atalaya, Estepona https://marbellahomes.com/visit-holiday-home-atalaya-estepona/ Mon, 08 May 2017 11:54:13 +0000 https://marbellahomes.com/?p=220961 Estepona is a very up and coming area with the mayor, Jose Maria Garcia Urbano, intent on improving the cultural and tourist appeal to the town. With massive investment by the council into the towns infrastructure and property development at a recent high, the area is more popular now than ever before. With this in […]

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Atalaya Property

When to visit your holiday home in Atalaya.

Estepona is a very up and coming area with the mayor, Jose Maria Garcia Urbano, intent on improving the cultural and tourist appeal to the town. With massive investment by the council into the towns infrastructure and property development at a recent high, the area is more popular now than ever before. With this in mind, if you are on holiday in Atalaya or Estepona, or planning a visit to your holiday home or property, the annual fair of San Isidro Labrador is not to be missed. The fair begins this year on the 10th and lasts until 15th May. Monday 15th May is then a local holiday where all businesses closed. Festivities include a large funfair for the family, parades and parties in the town all week long.

San Isidro Labrador is a great opportunity for holidaymakers to enjoy some true Spanish culture and another reason to visit Estepona and the surrounds such as Atalaya, in May. It is also a great time to view property, with owners are keen to sell before the summer months and temperatures that make viewing a much more pleasant experience. We have a number of bargain properties just reduced this month in Atalaya and the New Golden Mile. Click here to find out more.

With a forecast this weekend of clear skies and temperatures of 23°C, the fair offers the perfect diversion for holidaymakers or residents alike. We will see you there!

Marbella Homes specialise in properties located in Atalaya, Hacienda del Sol and El Presidente in addition to the New Golden Mile, Estepona.

If you are interested in learning more about buying a property in Atalaya, Estepona or Marbella or if you have a property you would like to sell, please do not hesitate to contact us on 00 34 951127122 or by emailing info@marbellahomes.com.

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Sell your property in Atalaya https://marbellahomes.com/sell-your-property-in-atalaya/ Fri, 28 Apr 2017 10:01:33 +0000 https://marbellahomes.com/?p=220931 The post Sell your property in Atalaya appeared first on Estate agents in Atalaya.

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Top tips for selling your home in Atalaya, Hacienda del Sol, El Presidente, Benamara, Costalita, El Paraiso, Los Flamingos, The New Golden Mile.

Marbella Homes not only offer a comprehensive service to our property buyers, we are equally devoted to our sellers!

Sell your property in Atalaya with Marbella Homes: We specialise in selling apartments in Atalaya, Hacienda del Sol, villas and townhouses El Presidente and all for sale property in the surrounding area. We have clients waiting to buy property on the New Golden Mile and we actively work with other agents, so why go anywhere else?

What´s more we are family run agency, we are honest and always go the extra mile to help secure the sale of your home.

Here are our top tips to achieve a quick and easy sale:

• Choose the right Estate Agent in Atalaya area. It goes without saying that you must be comfortable with who ever you choose to sell your property. Make sure they know the area and that they explain to you how they will market your property.
• Get the price right. If you want to sell your property, be realistic. Set a price that will attract interest and that will ultimately lead to a sale. Marbella Homes work hard to maximise your property’s potential and to achieve a fast sale at the best possible market price.
• Simple Solutions. Buyers need to be able to imagine living in “your” home so make sure you de-clutter, clean thoroughly and do those little jobs that you have been putting off. You need to show your property for sale at it´s best. And don´t forget outside, first impressions count!

Contact us today and we will happily advise you on the best way to sell your property. Marbella Homes give a professional service when you need it most!

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Understand Inheritance Tax on your Property in Spain https://marbellahomes.com/understand-inheritance-tax-property-spain/ Tue, 04 Apr 2017 12:13:24 +0000 https://marbellahomes.com/?p=220852 Considering a property on the Costa del Sol? Understand Inheritance Tax.

Whether you are non-resident and buying a holiday home to visit or rent out, or if you are an expat who lives in Spain as your main residence, we always advise our clients to understand inheritance tax and ensure they speak to a solicitor and obtain a Spanish will. This is in addition to what they may have already in the country they come from. A Spanish will is critical to succession planning as laws in Spain are complex and potentially time consuming and expensive for any heirs.

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Understand Inheritance Tax

Understand inheritance tax for non residents.

Considering a property on the Costa del Sol? Understand Inheritance Tax.

Whether you are non-resident and buying a holiday home to visit or rent out, or if you are an expat who lives in Spain as your main residence, we always advise our clients to understand inheritance tax and ensure they speak to a solicitor and obtain a Spanish will. This is in addition to what they may have already in the country they come from. A Spanish will is critical to succession planning as laws in Spain are complex and potentially time consuming and expensive for any heirs.

While in years gone by, inheritance tax was seen as quite prohibitive in Spain, this situation is improving and new laws implemented in Andalucia in August 2016, have ensured that this region has moved further in line with EU legislation and in most cases substantially reduced tax liabilities.

The subject of succession planning is not something that people necessarily want to consider, however, if you would like to protect any potential heirs from the stress and cost of any assets you may have in Spain, particularly, if they do not reside in Spain then it is a very worthwhile endeavour to plan for any eventuality. Your property assets are investments and should be protected. Property in the Costa del Sol can provide massive returns and should be viewed as any investment that you may have anywhere else in the world you reside.

In particular, if you are a resident of the EU, then there are now substantial reductions in inheritance tax for assets inherited in Spain. This is particularly the case, if the property is the main residence of the deceased. In this case, descendants are entitled to 95% tax relief up to any amount, provided that the property ownership remains with them for the next 3 year years. For example, if Mr Smith, owns a €500,000 villa in Atalaya, upon his death, his children, who live in the UK will receive the asset with a 95% tax relief in inheritance tax, provided that they do not sell the villa for another 3 years’ minimum.
Another consideration for non-residents is the understanding of any double taxation requirements, as Spain does not necessarily hold a double taxation treaty with respect to inheritance tax. However, having said that there are often situations where these requirements can be substantially reduced and having advance access to specialist tax advice is well recommended.

How to understand inheritance tax specific to you?

Marbella Homes work with several established law firms in the Marbella area and there are a number to choose from. We believe the key to owning and enjoying property in Marbella is to understand all your obligations and avoid any surprises. It is easy to be proactive and informed and this leaves you free to all the many benefits a holiday home or residence in the beautiful Costa del Sol can offer.

If you are interested in purchasing a property on the Costa del Sol from Marbella to San Pedro de Alcantara, Atalaya and to Estepona, please contact Marbella Homes by calling or emailing info@marbellahomes.com where we can offer balanced advice, specific to your needs.

Disclaimer: Please note that Marbella Homes does not offer tax advice. The information provided in this article is for guidance only and should be checked with a lawyer or tax advisor.

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Buying property in the sun and the snow on the Costa del Sol https://marbellahomes.com/buying-property-sun-snow-costa-del-sol/ Fri, 24 Mar 2017 10:41:37 +0000 https://marbellahomes.com/?p=220783 Buying a property on the Costa del Sol enables you to also have easy access the ski resort of Sierra Nevada. So when buying a property on the Costa del Sol you not only have the benefit of sun, sea and sand but also snow and ski slopes!

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property costa del sol

Buying property in the sun and snow on the Costa del Sol

Would you like a property in the sun and in the snow? Property on the Costa del Sol has long been regarded as a good investment; it allows people to not only enjoy their property for holidays while at the same time receive a rental income during the busy summer months. This rental income goes along way to paying for the upkeep of the property and in some cases can be profitable for the property owners.

What some people don´t realise however is how accessible Marbella and the surrounding area is to the ski resort of Sierra Nevada. So when buying a property on the Costa del Sol you not only have the benefit of sun, sea and sand but also snow and ski slopes!

Sierra Nevada is a short two and a half hour drive; with an early morning start it is very possible to be on the slopes when they open and enjoy a full day skiing. This adds to the attraction of owning a holiday home on the Costa del Sol, you can enjoy your property all year round and have such great facilities in such easy reach. What´s more it is an added bonus to offer your rental clients in the less busy months.

The ski season in Sierra Nevada usually lasts from November until April and is the perfect resort for the whole family. In March 2017 it was host to the International Freestyle and Snowboarding Championships and attracted a lot of media attention from around the world.

So why not add a ski resort to the equation when summing up the pros and cons of buying a property on the Costa del Sol?!

Find out more at www.sierranevada.es and to find your perfect property www.marbellahomes.com

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